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Stockton Property Management Blog

5 Reasons to Purchase Renters Insurance

Diane Starr - Tuesday, January 30, 2018

There are many reasons to obtain renters insurance that some tenants are not aware of. Even though its is not required to rent from us it is still something you should think about getting. Its also probably a lot cheaper then you would think to have renters insurance, and often people might think that the owners property insurance will cover them but that might not be the case.

  1. In case of a break in: If someone breaks into your home and takes some of your things such as jewelry or electronics your renters insurance could help to replace some stolen items.

  2. In case of a fire: If you leave a candle burning or if you live in an apartment complex and another tenant leaves the stove on the owners insurance will only cover the building itself. Any of your personal items that are damaged would only be covered by your renters insurance policy.

  3. In case of a burst pipe: Old or weak pipes could burst or start leaking and some people might not know that the owners insurance does not cover the items but renters insurance will.

  4. In case of vandalization: If someone throws are rock at your window and it hits something in your home such as a tv and breaks it renters insurance can cover the items. 5. In case of negligence: If you accidentally run the bathtub or sink too long and it floods the property your renters insurance can cover you and your belongings.

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